Well Balanced Vol. 15
Well Balanced. Volume 15. A round-up helping you get today right.
📜 Stock Quote
He who has a why to live can bear almost any how.
-Friedrich Nietzsche, philosopher & culture critic
❄️ Happy Holidays from Vector
The team at Vector would like to express our deep appreciation for the trust and support you have placed in us throughout the year. We hope you and your loved ones have a wonderful and safe holiday season filled with love and joy!
🎉 Resolved
The new year can be an excellent prompt to reflect on the past and plan for the future.
Motivation might get you to buy a new pair of walking shoes. Whereas discipline, setting out your daypack the night before, connects intention to your next step.
Vector video: And That Made All the Difference
✅ FILLING YOUR JAR
Rocks - Pebbles - Sand
When faced with establishing priorities, this framework can help create focus and drive results.
Rocks are the most important priorities. Complete these first.
Pebbles are items of lesser importance that can fit within the jar surrounding the rocks.
Sand, the lowest of priorities, can fill any remaining cracks.
Source: First Things First by Stephen Covey
🧦 Stocking Stuffers
Beyond The 500
The number of listed companies on U.S. stock exchanges* is around 4,891. While these publicly traded companies don't make the same headlines as their large-cap cousins, small-cap stocks have historically generated strong growth with commensurately higher volatility.
Global Perspective
About 40% of the world's investment opportunities are now outside the U.S. International investments can be a good portfolio diversifier.
Buried Treasure
The 1 Year Treasury interest rate is 4.61%, a substantial increase from 0.26% a year ago (Dec 16: 2022 vs 2021). Historically, the 1-year treasury hit 17.31% in 1981 and nearly went to zero in the 2010s after the Great Recession.
Data sources: statista.com, Schwab Center for Financial Research.
*NYSE and Nasdaq in Q3, 2022.