A round-up of topics to help you get today right.

📈 Stock Quote

“Happy is the man who can make others better, not merely when he is in their company, but even when he is in their thoughts!”

📖 Philosopher Lucius Annaeus Seneca the Younger, known as Seneca, was born over 2000 years ago in Southern Spain

-

🤔 Riddle Me This

Q: What belongs to you but is used by everyone else?

(Scroll down for the answer)

🎙️ Inside Senior Living Interview

Senior living is more than just a place—it’s a journey, and this episode explores how to navigate it with intention and empathy. In this podcast, Melissa Fritz, creator and executive producer of the groundbreaking PBS docuseries Inside Senior Living, explores the important and often complex topic of senior living.

Get the Podcast – Hosted by Vector’s Joe Grochowski.

📺 Learn more about Inside Senior Living via PBS North

*Vector is proud to sponsor Inside Senior Living’s first season.

 -

🎁 Charitable Giving and You: Exploring Donor Advised Funds, Foundations and Endowments

Tax-efficient charitable giving through donor-advised funds (DAFs), foundations, and endowments isn’t just about writing a check—it’s about creating something lasting. It’s about ensuring that your generosity has a ripple effect, touching lives for years to come. Learn how these strategies can fit into your financial and philanthropic goals.

Learn more about tax-efficient giving strategies.

 -

📊 Trust in Influencers: “Talkin’ bout my generation”

The generation you belong to might influence how much trust you place in online influencers. In today’s world, where authenticity is currency, research from Statista highlights a key insight: demographics play a crucial role in shaping how consumers perceive influencers.

Interestingly, despite their large followings, influencers are often ranked among the least trustworthy professions—alongside celebrities and politicians. This raises an important question: Have influencers reached their peak impact?

The demographic split suggests that while older generations remain skeptical, influencers still have substantial credibility among younger consumers. As Gen Z’s spending power grows, their trust in influencers could sustain and shape the role of these digital idols.

For what it’s worth: Influencers Cristiano Ronaldo earns up to $3.23 million per post, Lionel Messi earns $2.59 million, and Selena Gomez earns $2.55 million.

💬 Recent Vector Posts & Pods

• Year-End Financial Moves to Make Before the Clock Strikes Midnight – Read More

• All-Time Highs, Recessions, and Long-Term Investing – Get the Podcast

• Mortgages, Market Trends, and Real Estate – Get the Podcast

-

💡 Riddle Answer: Your name. 

Some possessions, like your name, are deeply relational. They exist at the intersection of personal identity and social context. Further, does ownership change when the “possession” is intangible, like a name, reputation, or memory? Just ask influencer Cristiano Ronaldo, “What’s in a name.”

 -

🎉 2025

From all of us at Vector, enjoy a safe and happy New Year. May the coming year bring opportunities, good health, and continued prosperity.

-

💡 Insights and Context Delivered

Vector Wealth offers a variety of ways to stay connected and informed.

Connect with your advisor and to Vector’s company page on LinkedIn, subscribe to our newsletter, and follow our Well Balanced podcast.

V24340191