VECTOR INSIGHTS

Exploring America’s National Parks can do more than satisfy your sense of adventure—it may also lower stress and improve mental clarity. With a Senior Pass and a little curiosity, retirement in the wild could be just what the doctor ordered. (article)

For many couples, financial planning has been a joint journey—but often, one partner leads the charge when it comes to managing investments, paying bills, and organizing retirement accounts. This imbalance can become a serious concern when thinking about what happens if one spouse passes away first.

Retirement planning often begins with a deceptively simple question: Do I have enough to retire? But the truth is, retirement readiness isn’t about hitting a single dollar figure.

Many professionals accumulate company stock over the course of their careers, often through incentive plans, stock options, or direct investments. This can be a powerful tool for wealth creation—but also a silent risk.

Chris Rock once remarked, “You don’t pay taxes – they take taxes.” Capital gains result when an individual sells an investment for an amount greater than their purchase price.

Asset Allocation - The idea behind asset allocation is to offset any losses from one class with gains in another, and thus, reduce the overall risk of the portfolio. (article)