VECTOR INSIGHTS

Traditional and Roth IRAs both offer tax advantages, but they work in very different ways. From tax-deductible contributions to tax-free withdrawals, understanding the key differences can help you choose the right retirement savings strategy.

Markets endured their steepest daily decline since the early days of the COVID crisis this week, as investor sentiment was rattled by new tariff announcements and heightened recession concerns. (article)

No one wants to deal with an IRS audit, but certain red flags can increase the likelihood of one. From high income levels to unreported income and business losses that resemble hobbies, understanding these triggers can help you be more prepared when filing your taxes.

Want to help your child or grandchild build a strong financial future? A custodial Roth IRA can provide a head start on saving, offering tax-free growth and valuable lessons in financial responsibility.

This 37th edition of our Well Balanced newsletter explores a practical productivity framework (the 3-3-3 Method), a snapshot of today’s housing market, and a historical look at land policy and its modern-day implications. Plus, check out the latest podcasts and posts from the Vector team.

Filing taxes is a time-consuming (and sometimes confusing) process. But understanding the basics can help make it more manageable. Income, Deductions and Credits. Learn more. (article)

If you’re over 50, there’s a way to help bridge that gap: catch-up contributions. This IRS-approved provision allows older workers to contribute beyond the standard 401(k) limits. (article)

Social Security has been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Find out. (article)