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Catch Up on Retirement
Catch Up on Retirement

If you’re over 50, there’s a way to help bridge that gap: catch-up contributions. This IRS-approved provision allows older workers to contribute beyond the standard 401(k) limits. (article)

Protect Your Spouse’s Financial Future
Podcast, FYR
Protect Your Spouse’s Financial Future
Podcast, FYR

Quite often, one spouse handles the finances in the household. In this episode, we discuss how a collaborative financial plan can provide clarity, confidence, and security for both partners—before life’s unexpected moments happen.

Podcast, FYR
9 Facts About Social Security
9 Facts About Social Security

Social Security has been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Find out. (article)

Well Balanced. Vol 36
Well Balanced. Vol 36

This edition Well Balanced has a thought-provoking riddle, and a key tax season reminder. Plus, we’re sharing the helpful prioritization framework: MoSCoW, cyber-security tips, and the latest from Vector posts and podcasts.

Tariffs, Economic Activity & The Super Bowl
Podcast, Market Perspective
Tariffs, Economic Activity & The Super Bowl
Podcast, Market Perspective

In this podcast, we talk about the fluid nature of tariffs and their potential implications for U.S. economic growth. Our take, these are shifts in consumer spending without creating new money. Also, the Super Bowl.

Podcast, Market Perspective
A Rationale for Investing. Looking Beyond the Coin Flip.
Podcast, Market Perspective
A Rationale for Investing. Looking Beyond the Coin Flip.
Podcast, Market Perspective

On any given day, the odds of the S&P 500 ending in the green are around 53 percent. Nearly the same odds as the flip of a coin. On the surface, participating in a daily venture where half the time you lose may seem counterintuitive. And yet.

Podcast, Market Perspective
Why Markets Move: The Power of Shifting Expectations
Podcast, Market Perspective
Why Markets Move: The Power of Shifting Expectations
Podcast, Market Perspective

It’s not just about today’s data—it’s about what investors expect tomorrow. Nvidia’s stock swings, the Federal Reserve’s rate decisions, and even TikTok-fueled tourism all have one thing in common: expectations shape economic reality. (podcast)

Podcast, Market Perspective
Sharp Edges and Smooth Runs
Podcast, FYR
Sharp Edges and Smooth Runs
Podcast, FYR

We discuss the importance of regular maintenance in both skiing and financial planning, emphasizing how proactive measures can prevent larger issues down the trail. Vector’s Charlie Gruys shares insights from his experience as a youth ski coach and wealth advisor. (Podcast)

Podcast, FYR
Discretionary vs. Non-Discretionary Investment Management
Discretionary vs. Non-Discretionary Investment Management

When it comes to managing your investments, one size doesn’t fit all. Some people prefer to hand over the reins to a professional, while others like to stay in control of every decision. These two approaches—discretionary and non-discretionary investment management—offer distinct ways to manage your portfolio.

Capital Gains Taxes & Selling Real Estate Property
Capital Gains Taxes & Selling Real Estate Property

What you need to know about capital gains taxes when selling your home or investment property. Let’s break down what you need to know so you can plan your next steps with confidence.

2025 Market and Economic Outlook
Podcast, Market Perspective
2025 Market and Economic Outlook
Podcast, Market Perspective

Recording of our recent live stream with Jason Ranallo and Kara Murphy. They look back on 2024 then discuss the economic and market outlook for the upcoming year. And Barbie.

Podcast, Market Perspective
A Bucket-Based Approach to Navigating Market Uncertainty
Podcast, FYR
A Bucket-Based Approach to Navigating Market Uncertainty
Podcast, FYR

As you approach retirement and begin drawing from your portfolio, the sequence of returns—the order in which market gains or losses occur—takes on much greater importance. Poor returns experienced early in retirement can significantly impact the longevity of your savings. (podcast)

Podcast, FYR

About this Blog

Inspired by conversations with our clients, this collection of insights and perspectives continues the discussion. In the pages of this blog, you will find topics from financial stewardship and wealth management to Vector community news and lifestyle stories focused on helping all of us get today right.

The Well Balanced Podcast

Vector’s podcast, Well Balanced, offers a passionate and entertaining look at money and investing. Themes include Financial Planning Topics, Market Perspectives, and Well Being in Retirement.

Subscribe to Vector’s Well Balanced podcast on Apple or Spotify for weekly market updates and real-world financial planning scenarios.

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