The S&P 500 closed 2025 with an impressive 17% gain, underscoring the market’s resilience and strength. That strong finish came despite a challenging start to the year.  In this update, we revisit what last year’s swings taught us and look ahead to how broader market participation is shaping the landscape for 2026.

Well Balanced is a round-up of topics to help you get today right. We lead with a stock quote from Eleanor Roosevelt: Today is the oldest you've ever been, and the youngest you'll ever be again.” Vol 42.

Meet the people who keep everything moving behind the scenes—helping clients open accounts, process money movement requests, prepare paperwork, coordinate with custodians, and ensure every detail is handled with care.

Organizing your financial documents doesn’t have to be complicated. In this episode, Charlie Gruys breaks down what to keep, what to save, and what to review so your financial life stays organized and stress-free in 2026. 

Six financial planning topics for 2026, including RMDs, Roth conversions, and catch-up contributions for high earners. Chris discusses strategies for charitable giving, beneficiary designations, and updated 401(k) and HSA contributions limits. 

We discuss what the latest rate cut, added liquidity, and what Fed policy outlook could mean for markets—and why, we believe, that long-term, goals-based planning remains prudent.

When it comes to retirement planning, one crucial piece often gets overlooked: your will. As you near retirement, a quick review can help ensure your wishes are clear and up-to-date, and your loved ones are protected.

Vector advisor Chris Wagner explores how intentional conversations about values, goals, and financial plans can empower every family member, foster trust, and ensure everyone is rowing in the same direction. (podcast)