US Treasury Series I Savings Bonds

Market Perspective
Written By Jason Ranallo

Our topic today is US Treasury Series I Savings Bonds. These are bonds issued by the US treasury that earn interest and are protected from inflation. The yields on these bonds have moved quite a bit higher in recent months. We talk about what these bonds are, how they work, a few caveats, and why it may be worthwhile paying attention to these, especially compared to bank savings accounts.

Key Points

  • Currently attractive yields (7.12%)

  • Limits to how much you can buy ($10k/person/year)

  • Must hold for at least one year

  • Taxes owed can be deferred

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Jason Ranallo
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