While we value short-term, high-quality bonds for a portion of the portfolio, it’s important to consider the total percentage owned in one’s portfolio. We discuss how taxes and inflation can affect “real” returns and how historically, a diversified portfolio has compared to bonds.

If you’re preparing to make a job change, or may consider a change in the near future, consider these four options for your employer-sponsored retirement plan.

Just as a baseball manager wouldn't build a team of only pitchers or catchers, diversifying investments across asset types and time periods is essential. Importantly, the benefits of diversification are realized over the long term, not during every quarter, or inning.  

Stock quote: "If we shadows have offended, / Think but this, and all is mended, /  That you have but slumber'd here /  While these visions did appear. " Well Balanced Vol. 24 is a round-up of topics helping you get today right.

If you have been notified of a data breach, or are suspicious that your data could have been hacked, take these steps to navigate your situation and get you back on track.

Even in uncertain times in terms of interest rates, the debt ceiling, and volatile energy prices–we still saw stock prices broadly rise in 2023. Watch our quarterly check in on markets and the economy. (video)

The purpose of the Cost-of-Living Adjustment (COLA) is to ensure that the purchasing power of Social Security and (SSI) benefits is not eroded by inflation. Social Security payments to increase by 3.2 percent in 2024.