Want to help your child or grandchild build a strong financial future? A custodial Roth IRA can provide a head start on saving, offering tax-free growth and valuable lessons in financial responsibility.

This 37th edition of our Well Balanced newsletter explores a practical productivity framework (the 3-3-3 Method), a snapshot of today’s housing market, and a historical look at land policy and its modern-day implications. Plus, check out the latest podcasts and posts from the Vector team.

Filing taxes is a time-consuming (and sometimes confusing) process. But understanding the basics can help make it more manageable. Income, Deductions and Credits. Learn more. (article)

Market pullbacks can feel unsettling. In this episode, Jason Ranallo discusses the latest market movements, puts them in historical context, and talks through why staying diversified and disciplined is key to long-term success.

If you’re over 50, there’s a way to help bridge that gap: catch-up contributions. This IRS-approved provision allows older workers to contribute beyond the standard 401(k) limits. (article)

Quite often, one spouse handles the finances in the household. In this episode, we discuss how a collaborative financial plan can provide clarity, confidence, and security for both partners—before life’s unexpected moments happen.

Social Security has been a fact of retirement life ever since it was established in 1935. We all think we know how it works, but how much do you really know? Find out. (article)