Be Your Own Bank

We discuss how to be your own bank through margin loans and pledged asset lines of credit. When used responsibly, these financial tools can help investors execute investment strategies and serve as a source of flexible and potentially lower-cost borrowing for short-term financial needs.

To help us understand this topic, Todd Stueve joins Jason to discuss the details. Todd is a senior wealth advisor at Vector Wealth Management and has worked in financial services since 1998.

Margin lending is a flexible line of credit that allows you to borrow against the securities you already hold in your brokerage account. Margin loans can be useful, for example, when bridging the time between buying and selling a home.

There are nuances to consider when determining if margin loans or pledged asset lines are right for you. Contact us to learn more.

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