BLOG POSTS
Home Loans in Retirement. A Complication.
What keeps retirees with $3 million in their investment accounts from getting approved for a home loan? The short answer is their debt to income ratio. Tyler and Jason discuss.
Equilibrium In Process
We check out three data points for context: 30-year mortgage rates, short-term interest rates, and CPI inflation. As investors, we encounter the day-to-day gyrations of markets pricing in risk and expectations with macro trends and the 24-hour news cycle. In the short term, these movements can feel choppy.
$4 Gas. Then and Now.
Gasoline is a part of the inflation picture and, when increasing, is a drag on the U.S. economy. However, we expect the size of the overall economic pain will be less than the last time we experienced gas prices at this level 14 years ago.
Tax Return Results and Portfolio Results
To help us understand gains, losses, and tax impacts, we are joined by senior wealth advisor Joe Grochowski. He discusses the relationship between tax returns and portfolio results and how healthy rebalancing can lead to taxable events.
Three Dimensional Uncertainty
Volatility often increases as market participants take into account new realities. For example, as news of Russia's attack broke on Thursday, US stock markets were set to open the trading day 3 to 4 percent lower. And yet, by afternoon, markets finished the day up 1.5 percent.
Adapting to Conditions
Stocks and bonds have been under pressure in recent weeks. To help put some perspective on this we are going to zoom out and take a look at stock markets going back to the 1920s.
Future Returns Pulled to the Present is Meta
This week we are talking about corporate earnings, Facebook, and the U.S. labor market. We discuss volatility in high-growth stocks and what it can mean when forward return expectations are pulled into the present.